Hou
Housing Affordability
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 34
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Past measures to ban institutional investors from buying single-family homes have backfired and are predicted to do so again.
"And third, as unpopular as this is to say, measures like this have actually been tried in the past a..."
Jan 8, 2026
Pending
The core issue with housing affordability is a lack of supply, not the length of mortgage terms.
"The problem is not how long the loan is. If we really want to make houses more affordable, we just n..."
Nov 13, 2025
Pending
Extending mortgage terms will not solve housing affordability issues and will likely lead to price inflation instead.
"longer mortgages don't solve affordability. All they'll do is inflate the price."
Nov 13, 2025
Correct
Increasing the housing supply is identified as the primary solution for making homes affordable again, rather than extending mortgage terms.
"if you want homes to become affordable again, we don't need to stretch the debt longer. We just need..."
Nov 13, 2025
Correct
To truly make housing affordable, solutions beyond extending loan terms are needed, including increasing supply through easier building and zoning changes, portable interest rates, using rental history for mortgages, and adjusting capital gains tax rules for primary residences.
"If we really want to make houses more affordable, there's much better options to consider. things li..."
Nov 13, 2025
Pending
Increasing the housing supply is identified as the critical factor for achieving housing affordability, rather than extending mortgage terms.
"The truth is, if you want homes to become affordable again, we don't need to stretch the debt longer..."
Nov 13, 2025
Pending
Introducing a 50-year mortgage will likely lead to a 10% increase in home prices, negating the monthly payment savings.
"If the monthly payment gets 10% cheaper, the price of the house itself will go up about 10% to compe..."
Nov 13, 2025
Pending
The primary objective of the proposed housing market interventions is to reduce housing costs.
"The goal is to make housing more affordable."
Nov 3, 2025
Pending
Predicted that most younger adults entering the housing market will require financial assistance from their parents.
"And for the vast majority of younger adults looking to enter the housing market, that huge payment i..."
Mar 25, 2025
Correct
Reducing capital gains taxes on the sale of a primary residence is suggested as a measure to encourage homeowners who have owned their properties for a long time to sell, as current tax rates (up to 37%) can be a significant deterrent.
"reduce capital gains taxes when you sell a primary residence I know this one might be unpopular but ..."
Feb 3, 2025
Pending
A proposed solution to housing affordability is to allow homeowners to transfer their existing mortgage loans and interest rates to a new property, which would help unstick sellers and encourage movement.
"make it possible to take your existing loan and your interest rate with you to the next house I don'..."
Feb 3, 2025
Pending
It is proposed that the capital gains exclusion for primary residence sales should be adjusted for inflation. Currently capped at $250k (single) / $500k (married) since 1997, inflation-adjusted values could allow homeowners to keep approximately $1 million tax-free.
"track the capital gains exclusion to inflation see for those una aware back in 1997 a law was passed..."
Feb 3, 2025
Pending
Incentivizing home builders through tax credits or subsidized interest rates is suggested as a way to increase the development of more housing units.
"give tax credits to builders I promise if you eliminated or reduced taxes on profits derived from pr..."
Feb 3, 2025
Pending
Another proposed solution for housing affordability is to allow homeowners to transfer their tax basis with them when moving nearby, as current property tax structures tied to original purchase prices discourage relocation due to significantly higher potential taxes.
"if you're moving nearby you should be able to take the tax basis with you the fact is homeowners are..."
Feb 3, 2025
Pending
The ratio of median home price to median household income has surpassed pre-2008 crash levels, reaching approximately 7.25 times today, compared to 6.8 times in 2006 and 5.5 times in 2016.
"the median house in America in 2006 the peak before the 2008 housing market crashed... was selling f..."
Jan 24, 2025
Pending
Donald Trump's agenda includes making housing more affordable.
"Trump who's going to be entering office in January who has made it part of his agenda to try to corr..."
Nov 26, 2024
Pending
Relocating from a high-cost to a low-cost state can accelerate wealth building and homeownership due to a lower cost of living, even with a potential pay cut.
"Meaning if you move out of a high cost of living state and you move into a lower cost of living stat..."
Nov 23, 2024
Pending
Michigan, specifically Detroit, is presented as an affordable area where a $250,000 budget can secure a substantial home in a developing neighborhood.
"For example, and this is going to offend a lot of people, but that's okay. Come to Michigan. Our off..."
Nov 23, 2024
Pending
Home prices have increased significantly more than incomes over the past five years (50-65% vs. 20%).
"home prices have gone up by 50 to 65% in the last 5 years while incomes have only risen by about 20%..."
Oct 28, 2024
Pending
Homeownership and starting a family are predicted to become more affordable within the next decade.
"in the next decade buying a house and starting a family will become much more affordable"
Aug 4, 2024
Pending
Owning a house is currently unaffordable for 99% of Americans.
"recent reports suggest that owning a house is now unaffordable for 99% of Americans"
May 11, 2024
Pending
The median house price is 7.5 times the median income in the US, making homeownership unaffordable for 99% of Americans.
"he notes that the median house price is 7.5x more than the median income in the United States to put..."
May 11, 2024
Pending
US housing affordability is at its worst level since 1984.
"Nationwide we have the worst affordability since 1984."
Mar 13, 2024
Pending
Anticipation of increased housing affordability in 2024.
"and are we finally going to see more affordability in the housing market"
Jan 24, 2024
Pending
Homeownership is expected to become more affordable in 2024 due to rising incomes and savings, even if housing costs remain constant.
"home ownership is going to become more affordable not because we're going to see a change in housing..."
Dec 19, 2023
Pending
Housing affordability is expected to improve in 2024 not due to a decrease in housing costs, but because incomes and savings are predicted to rise while housing costs remain flat.
"housing costs are going to stay the same while incomes and savings and wealth rise in 2024"
Dec 19, 2023
Pending
The cost of homeownership has increased at a faster rate than wages.
"the cost to own a home has risen significantly faster than wages"
Nov 25, 2023
Pending
Incomes would need to increase by 55% for the US housing market to become affordable.
"the US housing market has gotten so expensive that incomes would have to jump 55% to make buying a h..."
Nov 22, 2023
Pending
Rising mortgage rates, driven by Federal Reserve actions and treasury yields, are making home affordability worse, even if home prices remain stagnant.
"both of these things make home affordability less affordable lower home affordability that means now..."
Oct 3, 2023
Pending
Gen Z and younger generations will increasingly struggle to afford homes if income growth lags behind rising housing prices.
"if income levels don't rapidly rise and housing prices start to go up more and more then what we're ..."
Mar 15, 2023
Pending
Gen Z and younger generations will struggle to afford homes if income growth does not keep pace with rising housing prices.
"if income levels don't rapidly rise and housing prices start to go up more and more then what we're ..."
Mar 15, 2023
Pending
The income required to afford the average house increased from $76,000 in 2021 to over $100,000 by March 2023.
"in 2021 you needed to make 76 000 per year to afford the average house but fast forward to today and..."
Mar 8, 2023
Pending
Housing affordability has reached a 37-year low, requiring 35% of median household income for payments on a median-priced home with 20% down.
"housing affordability is currently at its lowest level in 37 years requiring 35 percent of the media..."
Oct 7, 2022
Pending
The speaker plans to invest in AI and advanced systems to provide affordable housing due to current system limitations.
"I'm going to spend tons of money in Ai and artificial intelligence and models to do that because I w..."
Oct 6, 2022
Pending
The speaker aims to earn significant income to fund future video projects focused on addressing housing affordability issues, blaming the government for current problems.
"I'm trying to make as much money as I can right now because once I go out I can start doing video pr..."
Oct 6, 2022
Pending
Housing affordability is currently at one of the worst levels on record.
"home affordability which right now is almost the worst on record"
May 13, 2022
Pending
A two-bedroom apartment is currently unaffordable on minimum wage across the US, indicating severe persistent inflation and a lack of affordable housing.
"the fact that a two-bedroom is now unaffordable on minimum wage anywhere in the United States really..."
Jul 19, 2021
Pending